Resources

Business Protection Insights

Practical guides for business owners who want to protect their company, their partners, and their families.

Buy-Sell Agreements

5 Signs Your Business Partnership Needs a Buy-Sell Agreement

If any of these five situations describe your partnership, you're operating without a safety net.

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Key Man Insurance

The Real Cost of Not Having Key Man Insurance

Key man coverage costs $50–$300 per month. Not having it can cost your business everything.

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Business Protection

What Investors Look for in Business Protection Before Writing a Check

Smart investors evaluate your risk management before your product. Here's what they want to see.

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Buy-Sell Agreements

How to Value a Business for a Buy-Sell Agreement

The valuation method you choose determines who gets paid fairly — and who gets hurt.

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Key Man Insurance

What Happens to Business Debt When an Owner Dies?

Business debts don't disappear when an owner dies. SBA loans, equipment leases, and credit lines become a crisis.

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Key Man Insurance

How Much Key Man Insurance Does Your Business Actually Need?

Most businesses either over-insure or under-insure their key people. Here's how to get the number right.

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Buy-Sell Agreements

Buy-Sell Agreement Trigger Events: What Activates Your Agreement

Death, disability, retirement, divorce — each trigger needs different terms. Here's how to structure them.

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Business Protection

Business Protection for Partnerships: A Complete Framework

Partners share risk by default. A protection framework makes sure that shared risk doesn't become shared ruin.

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Succession Planning

Succession Planning vs. Buy-Sell Agreement: What's the Difference?

They're related but not the same. Here's when you need one, the other, or both.

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Buy-Sell Agreements

Funded vs. Unfunded Buy-Sell Agreements: Why the Difference Matters

An unfunded buy-sell agreement is a promise nobody can keep. Here's what funding actually looks like.

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